Attention homeowners in Oklahoma City and Oklahoma County: Need an appraisal?
See the top 7 reasons Oklahoma homeowners use Rocky Osborn Co.:
At Rocky Osborn Co., we understand the individual needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Rocky Osborn Co. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that's declining. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Rocky Osborn Co. is your perfect weapon when contesting your property tax assessment.
Appraisals to remove PMIA fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping homeowners just like you abolish unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Rocky Osborn Co. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Rocky Osborn Co. can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. Although most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.